Virginia Mortgage Relief

Struggling to pay your mortgage due to COVID-19?
Federal mortgage assistance is coming soon.

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Later this year, Virginia will launch the Virginia Mortgage Relief Program, which will provide homeowners with assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures and displacement of homeowners experiencing financial hardship due to the pandemic. Financial hardship could include an increase in living expenses, child care, change in household size, job loss or reduction in income, etc.

The Commonwealth of Virginia expects to receive approximately $250 million in American Rescue Plan Act funds through the U.S. Department of Treasury. These funds are intended to support homeowners facing housing instability resulting from the COVID-19 pandemic.


Virginia Homeowners will be able to request assistance when the program launches in early fall 2021. We're still working out the details of our program, and will post updates on this website when the program goes live. Please check back for updates!


***** NEWS UPDATE *****

NOTICE OF PUBLIC HEARING HOMEOWNER ASSISTANCE FUND. Pursuant to the American Rescue Plan Act of 2021, the Commonwealth of Virginia has been awarded approximately $258 million of homeowner assistance funds (HAF) from the U.S. Department of the Treasury (Treasury). Virginia Housing Development Authority (“Virginia Housing”) will administer the HAF funds in Virginia through a Virginia Mortgage Relief Program (VMRP). Notice is hereby given that on August 5, 2021, at 10:00 AM, Eastern time, Virginia Housing will conduct a virtual hearing to receive comments from the general public on the VMRP, including its assessment of homeowner needs, a draft HAF Plan to be submitted to Treasury and the draft eligibility criteria for the VMRP.


•  Learn more and read the public hearing notice.

•  Learn more and read the Department of Treasury Housing Assistance Fund DRAFT Plan: English | Spanish