Virginia Mortgage Relief

Struggling to pay your mortgage due to COVID-19?
Federal mortgage assistance is coming soon.

Later this year, Virginia will launch the Virginia Mortgage Relief Program, which will provide homeowners with assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures and displacement of homeowners experiencing financial hardship due to the pandemic. Financial hardship could include an increase in living expenses, child care, change in household size, job loss or reduction in income, etc.

The Commonwealth of Virginia expects to receive approximately $250 million in American Rescue Plan Act funds through the U.S. Department of Treasury. These funds are intended to support homeowners facing housing instability resulting from the COVID-19 pandemic.


Virginia Homeowners will be able to request assistance when the program launches in early fall 2021. We're still working out the details of our program, and will post updates on this website when the program goes live.

10/14/21 UPDATE: Virginia's Mortgage Relief plan has been submitted to the U.S. Department of Treasury for approval. The program should launch shortly after approval is received. Please check back for updates, or sign up below to be notified by email when the program goes live.

Housing Assistance Fund Program

View the public hearing recording from August 5, 2021.

Homeowner Assistance Fund Plan and Term Sheet

Learn and read about the Department of Treasury Homeowner Assistance Fund Plan, as submitted to Treasury for approval.

Homeowner Assistance Fund Plan

(English PDF)  (Spanish PDF)

Consolidated Term Sheet

(English PDF)  (Spanish PDF)